What Makes a Mattress FSA/HSA Eligible?
Sleep is one of the most important foundations for long-term health — and what's underneath you matters. When a doctor confirms that a mattress, bedding, or pillow helps manage or treat a diagnosed health condition, it qualifies for HSA/FSA funds through Truemed making a healthier sleep environment easier to invest in.
Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures.
What Should I Know Before Paying With My HSA/FSA?
- Save up to 30% using pre-tax HSA/FSA dollars
- Applies to eligible mattresses, bedding, pillows, and nursery essentials
- No extra paperwork — Truemed handles everything at checkout
- Combine HSA/FSA with a personal card in one transaction
- Doesn't apply to past purchases
How to Use Your HSA/FSA at Naturepedic
How Does Using My HSA/FSA Save Me Money?
HSA and FSA dollars are set aside before taxes, so every dollar goes further than one spent from your bank account. Rather than paying taxes on income and then spending what's left, qualified customers can put pre-tax funds directly toward a healthier night's sleep.
Shop Eligible Products
Who Is Truemed?
Think of Truemed as the bridge between your HSA/FSA and checkout. They believe investing in your health up front is worth more than paying for it later. Truemed unlocks pre-tax HSA/FSA spending on research-backed, health-promoting purchases, handling the eligibility check and any required documentation — including a Letter of Medical Necessity, when needed — behind the scenes.
How Do Naturepedic Products Support Health?
Better sleep is a form of preventative care. Naturepedic products are made with certified organic materials and are made without the chemical flame retardants, formaldehyde, and fiberglass common in conventional mattresses to help reduce exposure to harmful substances linked to health concerns. So, you can rest easier, in more ways than one.
Truemed FAQs
HSA/FSA accounts let you use pre-tax money on expenses that treat, mitigate, or prevent a diagnosed medical condition. Since it's pre-tax, your dollars go further than income you've already paid tax on. Naturepedic products aren't intended to diagnose, treat, or cure any medical condition, but healthy sleep and certified organic materials go hand in hand.
Health savings accounts (HSA) and flexible spending accounts (FSA) let you set aside pre-tax dollars for eligible healthcare expenses. Check with your employer or insurance provider if you're not sure which one you have.
Yes, if qualified. Select Truemed as your payment option at checkout and use your HSA/FSA card like any other credit card. If you don't have sufficient funds, you can split payment between your HSA/FSA card and a personal card.
In most cases, no. Truemed's short survey at checkout determines eligibility, and a Letter of Medical Necessity — which satisfies IRS requirements — is provided automatically if needed.
No, there's no added cost when shopping with a Truemed partner merchant like Naturepedic.
Anytime — but most FSA funds expire at the end of the year and don't roll over. If you have an FSA, use it before December 31 so you don't lose it.
No, HSA/FSA payment through Truemed applies only to new, eligible purchases at checkout.
If your card is declined, Truemed's support team can help troubleshoot directly so you can complete your purchase.
An HSA requires a high-deductible health plan, but funds roll over year to year and stay with you if you change jobs. An FSA is offered through your employer on any health plan, but most funds expire at year-end and don't transfer if you leave your job. Check with your employer or insurance provider to see which one you have.
Yes, if qualified. Select eligible organic bedding at checkout, choose Truemed as your payment option, and use your HSA/FSA card like any other credit card.
Eligible organic mattresses can be purchased with your HSA through Truemed at checkout — the same process used for any other eligible HSA/FSA purchase on the site.
